Cults are a subset of teams.

Both have implicit contracts, and a contract requires consideration on both sides. The parties define the value of the consideration, so you can have a junior cult member who feels they are getting good value for what they pay, or a SW dev at an insurance company who feels they don't. I also don't see much difference in your ability to affect your situation if you are unhappy with the current state.

Its like saying why cant there be good shark attacks on surfers.

Defining traits of cults are that they try to brainwash you, destroy your identity and replace it with one the cult approves of.

This can happen to various degrees of severity.

Typically employers pay you and cults don't.